State Bank of Vietnam Region 13 branch reviews Dong Thap state-owned bank operations and pushes preferential credit and cashless payments

The State Bank of Vietnam’s Region 13 branch conducted on-site working sessions with six state-owned commercial bank branches in Cao Lanh and Sa Dec in Dong Thap province to take stock of local operating conditions, identify obstacles and steer priorities for the remainder of 2025, as local credit growth was reported to be below national and Region 13 averages. The meetings covered branches of Agribank, Vietcombank, VietinBank and BIDV. As of end-July 2025, total deposits mobilised by credit institutions in Region 13 exceeded VND 396 trillion, up 5.81% from end-2024 and covering about 79% of local credit demand, while outstanding credit exceeded VND 500 trillion, up 6.07%. Cashless payments activity included nearly 4 million payment accounts, of which 881,175 were opened via eKYC (28.36%), more than 330,148 QR code acceptance points, and over 280 million domestic cashless transactions valued at more than VND 2.8 quadrillion in the first eight months of 2025. Region 13’s director called for more forceful implementation of preferential lending programmes including the VND 150 trillion social housing lending programme, home loans for borrowers under 35, lending for supporting industries and high-tech enterprises, and urged Agribank Dong Thap to accelerate delivery of the Mekong Delta high-quality, low-emissions rice value chain lending programme covering 1 million hectares, alongside stronger deposit mobilisation, bank–business connectivity and “cashless commune” and “cashless street” models. Region 13 also flagged preparations to sign coordination arrangements with provincial bodies including the police, civil judgment enforcement authorities, the Department of Finance, the Department of Industry and Trade and the provincial business association to help resolve operational bottlenecks and facilitate credit flows.