The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan reported that banking-sector assets rose 1.7% in June to KZT 74.2 trillion as of July 1, while loans to the economy increased 1.6% to KZT 41.9 trillion. The ratio of loans more than 90 days past due declined 0.1 percentage point to 4.1%, or KZT 1.8 trillion. Highly liquid assets totaled KZT 21.9 trillion, equivalent to 29.6% of assets. Business lending grew 1.9% to KZT 16.1 trillion, driven by a 3.3% increase in lending to small and medium-sized enterprises, while household lending rose 1.4% to KZT 25.8 trillion. Banks issued KZT 4.1 trillion of new loans during June, up 18.7% from a year earlier, including KZT 2.2 trillion to businesses. Resident deposits increased 4.6% to KZT 50.1 trillion, and deposit dollarization fell to 19.7% from 20% in May. Bank capital increased 1.1% to KZT 11.2 trillion, with core and total capital adequacy ratios of 19.7% and 20.5%, respectively. Net profit for the first half totaled KZT 1.196 trillion, down 13.3% from the same period of 2025, while return on assets stood at 3.7% and return on equity at 24.1%.
Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan2026-08-03
Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan reports bank assets at KZT 74.2 trillion and lower problem loan ratio
Kazakhstan’s financial market regulator reported that banking assets reached KZT 74.2 trillion and loans to the economy rose to KZT 41.9 trillion as of July 1. The problem loan ratio declined to 4.1%, while resident deposits increased to KZT 50.1 trillion and dollarization fell to 19.7%. First-half net profit decreased 13.3% year over year to KZT 1.196 trillion.