The Taiwan Financial Supervisory Commission published updated data on domestic banks’ lending to small and medium-sized enterprises (SMEs), showing outstanding SME loans of TWD 10,916.0bn at the end of January 2026, an increase of TWD 27.6bn from the end of December 2025. SME loans accounted for 64.54% of total lending to enterprises and 68.01% of total lending to private enterprises, down 0.27 and 0.25 percentage points respectively versus end-December 2025. The average non-performing loan ratio for SME loans was 0.20% in January 2026, unchanged from the end of December 2025, and the FSC reiterated its expectation that banks expand SME lending with risk controls and management in place.
Taiwan Financial Services Commission 2026-03-17
Taiwan's Financial Supervisory Commission reports domestic banks' SME loans rose to TWD 10,916.0bn by end-January 2026
The Taiwan Financial Supervisory Commission published updated data showing domestic banks’ outstanding loans to small and medium-sized enterprises at TWD 10,916.0bn at end-January 2026, up TWD 27.6bn from end-December 2025. SME loans represented 64.54% of total enterprise lending and 68.01% of private enterprise lending, both slightly lower than in December, while the average non-performing loan ratio remained at 0.20%, and the authority expects continued SME lending expansion with appropriate risk controls.