The South Korea Financial Supervisory Service published its monthly update on domestic banks’ won-denominated loan delinquency, showing the end-November 2025 delinquency rate increased to 0.60% of loans with principal or interest payments at least one month past due. The total rate rose 0.02 percentage points from October and 0.08 percentage points from a year earlier. Newly delinquent loan volume fell by KRW 0.3 trillion on the month, while resolved delinquent loans increased by KRW 0.6 trillion. By segment, business-loan delinquency stood at 0.73%, with large-company loans at 0.16% and small and medium-sized enterprises at 0.89%, while household-loan delinquency was 0.44%, including mortgages at 0.30% and unsecured loans at 0.90%.
South Korea Financial Supervisory Service 2026-01-28
South Korea Financial Supervisory Service reports domestic banks’ won loan delinquency rate rose to 0.60% in November 2025
The South Korea Financial Supervisory Service reported that the won-denominated loan delinquency rate for domestic banks rose to 0.60% in November 2025, up 0.02 percentage points from October. Business-loan delinquency was 0.73%, with household-loan delinquency at 0.44%.