The European Banking Federation has published Facts & Figures 2025, its annual statistical update on the European banking sector based on 2024 European Central Bank data. The publication points to continued consolidation in the sector alongside modest growth in lending and stronger growth in deposits and total assets. In 2024, the number of credit institutions fell to 4,834, down 1.9% year on year, while branches declined 2.5% to around 126,952. Loans outstanding from EU credit institutions edged up 0.12% to about EUR 26.84 trillion, and total deposits from businesses and households rose 4.55% to EUR 17.05 trillion in the EU27, with household deposits up 3.90% and business deposits up 3.28%. Total assets expanded for the seventh consecutive year, reaching EUR 45.1 trillion.
European Banking Federation 2025-12-19
European Banking Federation publishes Facts & Figures 2025 showing EU bank assets at EUR 45.1 trillion and credit institutions down to 4,834
The European Banking Federation's Facts & Figures 2025 report highlights ongoing consolidation in the European banking sector, with a 1.9% decrease in credit institutions and a 2.5% decline in branches in 2024. Loans outstanding increased slightly by 0.12% to EUR 26.84 trillion, while total deposits grew 4.55% to EUR 17.05 trillion. Total assets rose for the seventh consecutive year, reaching EUR 45.1 trillion.