The Federal Reserve Bank of Boston published an interview with Sushil Tuli, founder and Chief Executive Officer of Massachusetts-based community lender Leader Bank and a Class A director on the Boston Fed’s Board of Directors, focusing on how and why he built the bank and the role he sees ethics playing in its strategy and growth. Tuli said he founded Leader Bank in 2002 amid consolidation of smaller community banks, citing customer discomfort with larger institutions and a loss of local relationship banking when small banks were absorbed. He described prioritising customer outcomes through the 2008–2009 financial crisis by avoiding subprime and alternative lending, and during the COVID-19 pandemic by processing Paycheck Protection Program loans regardless of size, which he said made the bank one of the largest PPP lenders in the state. On his Boston Fed board role, Tuli highlighted contributing “on the ground” community banking insights, including signals from refinancing activity, housing listings, and small business borrowing behaviour.