Bank Negara Malaysia (BNM) and the Securities Commission Malaysia (SC) have launched the Financial Markets Ombudsman Service (FMOS), a centralised dispute resolution centre for financial consumers and investors nationwide. FMOS merges the Ombudsman for Financial Services and the Securities Industry Dispute Resolution Center, and will operate under joint oversight by BNM and SC to align regulatory standards while safeguarding the interests of consumers, investors and the financial industry. As an alternative to the judicial system, FMOS provides independent and impartial mediation and adjudication with a streamlined process aimed at quicker and more transparent outcomes. BNM also streamlined the monetary limit for eligible disputes involving financial accounts or transactions to RM250,000, broadening access to free dispute resolution services and aligning with the existing eligible monetary limit for disputes involving investment accounts and transactions offered by SC-regulated capital market service providers.