The Central Bank of Russia has published a consultation paper outlining plans to significantly revise its supervisory tools for assessing banks’ economic situation, aiming to rank banks by risk level more accurately. The proposed approach is intended to underpin the regulator’s dialogue with banks’ senior management and to provide a basis for future differentiated rates of insurance contributions to the Compulsory Deposit Insurance Fund. The revised method would build on existing supervisory assessment practice, reflect specific features of the Russian banking system, and draw on best foreign practices for assigning supervisory ratings to credit institutions. The Central Bank of Russia plans to develop the necessary regulatory framework in 2025–2027, with the objective of starting to use the new method as early as 2027–2028. Comments on the consultation paper are due by 1 August 2025. The topic is also scheduled for discussion at the Financial Congress of the Central Bank of Russia in St Petersburg on 2–4 July 2025.
Central Bank of Russia 2025-06-25
Central Bank of Russia launches consultation on a more risk-sensitive framework for assessing banks’ economic situation
The Central Bank of Russia released a consultation paper proposing revisions to its supervisory tools for assessing banks' economic situations, aiming to improve risk ranking accuracy. This approach will support dialogue with banks' senior management and inform differentiated insurance contribution rates to the Compulsory Deposit Insurance Fund. Implementation is planned for 2027–2028, following the regulatory framework development from 2025–2027.