The Australian Prudential Regulation Authority has released quarterly performance and property exposure statistics for authorised deposit-taking institutions for the quarter ended June 30, 2026. Net profit after tax rose 7.5% year on year to AUD 42.5 billion, while total assets increased 6% to AUD 7.07 trillion. The total capital ratio edged up to 20.5%, and the liquidity coverage ratio increased to 133%, although the net stable funding ratio declined to 114.5%. Residential mortgage credit grew 7% to AUD 2.56 trillion, while new lending increased 6.8% to AUD 200.5 billion. Investor lending gained share in both outstanding and new loans, while the shares of high loan-to-valuation lending, loans 30 to 89 days past due and non-performing loans declined. Commercial property exposures rose 8.3% to AUD 501.6 billion, with exposure limits increasing 8.6% to AUD 541 billion.
2026-09-17Australian Prudential Regulation Authority
Australian Prudential Regulation Authority reports 7.5% profit growth and rising property exposures among deposit takers
Australian deposit takers’ net profit rose 7.5% year on year to AUD 42.5 billion, while assets increased 6% to AUD 7.07 trillion. Residential mortgage credit grew 7% to AUD 2.56 trillion and commercial property exposures increased 8.3% to AUD 501.6 billion, while mortgage arrears and non-performing loan shares declined.