The State Bank of Vietnam’s Region 8 convened a regional conference to implement 2026 banking tasks, combining a review of 2025 performance with direction for credit institutions on monetary and banking priorities for the year ahead. The agenda centred on executing SBV measures to stabilise interest rates, support access to credit for production and business, and pursue selective credit expansion with tighter control of higher-risk lending. Region 8 reported that the post-merger regional structure operated smoothly after consolidating provincial branches and streamlining headcount by 10.7%. Total mobilised capital reached VND 579,303 billion, up 17.1%, while total credit outstanding rose to VND 670,456 billion, up 14.7% year on year, with lending prioritised toward production and business, agriculture and rural areas, and growth drivers. Credit quality indicators included an on-balance-sheet non-performing loan ratio of 0.83% and VND 7,090 billion of bad debts handled; the region also cited progress in non-cash payments with 85% to 87% of adults holding bank accounts and administrative reform with all 633 received procedure files processed on time or early. The event also recognised 32 units with certificates of merit for meeting 2025 business targets. For 2026, Region 8 set a selective credit growth target of 15%, with capital directed to manufacturing, priority sectors and green growth, alongside stricter control of credit in potentially risky areas. Supervisory priorities include directing credit institutions to accelerate bad-debt handling and strengthen financial capacity and governance, while continuing to simplify lending procedures and expand direct engagement through the Bank–Business Connection programme to address implementation bottlenecks.
State Bank of Vietnam 2026-01-23
State Bank of Vietnam Region 8 sets 2026 banking priorities including interest rate stabilisation and a 15% selective credit growth target
The State Bank of Vietnam's Region 8 held a conference to review 2025 performance and outline 2026 banking priorities, focusing on stabilizing interest rates, supporting credit access, and selective credit expansion. Region 8 reported a 17.1% increase in mobilised capital and a 14.7% rise in total credit outstanding, with a 2026 credit growth target of 15% directed towards manufacturing, priority sectors, and green growth, while enhancing bad-debt handling.