Taiwan Financial Supervisory Commission publishes February 2026 credit card, cash card and electronic payments business statistics

The Taiwan Financial Supervisory Commission released February 2026 operating statistics for Taiwan’s credit card, cash card and electronic payment institution businesses, including card volumes, balances, transaction values, write-offs and delinquency ratios. For credit cards, 32 issuers reported 59.55 million effective cards and 40.07 million active cards, with revolving credit of NT$115.8 billion and installment undue balance of about NT$174 billion. Monthly retail sales were about NT$371.7 billion and monthly write-offs about NT$0.55 billion, while the average delinquency ratio (past due over three months) was 0.22%. For cash cards, 13 institutions reported 0.28 million effective cards and total cash card loan balances of NT$9.6 billion, with monthly write-offs of about NT$21 million and an overall delinquency ratio of 1.021%. For electronic payment institutions, the FSC reported 10 specialized institutions and 20 institutions concurrently engaging in other businesses (including banks and Chunghwa Post). Stored value cards totalled 201.04 million effective cards and 14.01 million cards in use, with monthly retail sales of about NT$5.78 billion and stored value balances of NT$15.99 billion. Electronic payment accounts had 39.47 million users, with monthly agent collection/payment flows of NT$23.42 billion, small-amount remittances of NT$15.17 billion, stored value funds of NT$28.83 billion, and end-of-month e-payment account balances of NT$19.33 billion.