In a lecture on artificial intelligence technology and law, Central Bank of the Republic of San Marino Director General Andrea Vivoli discussed how AI is reshaping central banking and financial supervision. He described authorities’ dual role as users of AI and supervisory technology to strengthen analysis and oversight, and as overseers of financial intermediaries’ own use of AI. Vivoli identified data analysis, early risk detection, automated document processing and monitoring support as key supervisory applications. He emphasized governance, data quality, explainability, security, confidentiality and continued human accountability in decision-making. The remarks build on the central bank’s recent presentation of its AI governance framework and projects supporting the management of upcoming European Union regulation.