The National Credit Union Administration released its 2025 third quarter state-level credit union data report (Quarterly U.S. Map Review), highlighting modest balance-sheet growth and stable lending at federally insured credit unions. Median assets increased 2.6% over the year ending in the third quarter of 2025, while median loans outstanding rose 0.3%, and the national median loan-to-share ratio was 70% at quarter-end. Membership grew in the aggregate over the same period, but the median credit union saw a 0.5% decline, with more than half of institutions with falling membership holding under USD 50 million in assets. Profitability measures improved, with 88% of federally insured credit unions reporting positive year-to-date net income in the third quarter of 2025 versus 85% in the third quarter of 2024. The map review covers all 50 states and the District of Columbia and pairs credit union performance indicators with state unemployment and home-price data.
National Credit Union Administration 2025-12-17
National Credit Union Administration publishes 2025 Q3 state-level credit union data showing 2.6% median asset growth and a 70% loan-to-share ratio
The National Credit Union Administration's 2025 Q3 report shows modest balance-sheet growth and stable lending at federally insured credit unions, with median assets up 2.6% and loans up 0.3%. Membership grew overall, but the median credit union saw a 0.5% decline, particularly among those with assets under USD 50 million. Profitability improved, with 88% reporting positive net income, up from 85% in 2024.