Sweden's Riksbank published an update on legislative changes to the macroprudential policy framework after the Riksdag adopted the government’s proposal on the “Development of the macroprudential policy area”. The package includes changes to the amortisation requirement and the mortgage cap, and assigns the Riksbank responsibility for setting the countercyclical capital buffer. The countercyclical capital buffer is a bank capital requirement intended to strengthen resilience when risks build up in the financial system and, unlike other capital requirements, can vary over time. Decisions on the buffer have been taken by Finansinspektionen since 2014, but decision-making responsibility will transfer to the Riksbank when the legislative amendment enters into force on 1 April 2026.
Riksbank 2026-03-05
Sweden's Riksbank to set the countercyclical capital buffer from 1 April 2026 under macroprudential reforms
Sweden's Riksbank announced legislative changes to the macroprudential policy framework, including amendments to the amortisation requirement and mortgage cap. The Riksbank will assume responsibility for setting the countercyclical capital buffer from Finansinspektionen starting 1 April 2026.