The Central Bank of Ireland has issued a warning that Patrick Loans Ireland is not authorised as a retail credit firm in Ireland. The notice identifies the case as an example of advanced fee fraud, where consumers are asked to pay upfront for credit services that are then not provided. The firm’s name has been published under section 53 of the Central Bank (Supervision and Enforcement) Act 2013. The warning forms part of the Central Bank’s unauthorised firm notices aimed at alerting the public to firms offering regulated financial services without the required authorisation.