Indonesia's Financial Services Authority hosted the National Forum of Financing Services and Microfinance 2025 in Jakarta, bringing together government bodies and industry participants from financing companies, venture capital, pawnshops, information technology-based lending services and microfinance institutions. The forum was positioned as a flagship engagement for the financing and microfinance segment and used to reinforce plans to widen access to funding for productive sectors and micro, small and medium-sized enterprises. OJK officials highlighted that innovation in products and business models in the financing, venture capital and microfinance segment increases risk and complexity and requires tailored regulation and supervision aligned with Law No. 4 of 2023 on Financial Sector Development and Strengthening. The authority cited ongoing work to refine rules through strengthening, development, deregulation and simplification, including 12 OJK Regulations already issued for the segment and implementing circular letters under preparation, alongside regional business-matching initiatives to connect financial institutions with MSME entrepreneurs. OJK reported that the segment’s assets grew 4.02% year on year to IDR 1,049.63 trillion as of June 2025 across 742 entities, while financing disbursements increased 4.30% year on year to IDR 955.97 trillion, comprising IDR 844.14 trillion conventional (88.30%) and IDR 111.83 trillion Sharia-based (11.69%), including IDR 272.05 trillion to MSMEs. Next steps set out at the forum included finalising roadmaps for the pawnshop industry and bullion business activities and progressing planned deregulation and implementing guidance to simplify requirements and reflect industry developments.

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