The European Central Bank (ECB) published the outcome of an asset quality review (AQR) of Raiffeisen-Holding Niederösterreich-Wien following its classification as a significant institution and concluded that the bank has no capital shortfall, with its Common Equity Tier 1 (CET1) ratio remaining above the 8% benchmark. Significant status was triggered by total assets exceeding the EUR 30 billion threshold, with direct ECB supervision starting on 1 January 2025. The AQR focused on credit risk in the bank’s corporate and retail portfolios and reduced the starting-point CET1 ratio of 22.13% by 267 basis points to an AQR-adjusted CET1 ratio of 19.46%. The bank consented to disclosure of the results, which will be taken into account in the Supervisory Review and Evaluation Process, and the ECB expects the bank to follow up on the AQR outcome.
European Central Bank - Banking Supervision 2025-12-05
European Central Bank Banking Supervision concludes asset quality review of Raiffeisen-Holding Niederösterreich-Wien and finds no capital shortfall
The European Central Bank (ECB) concluded an asset quality review of Raiffeisen-Holding Niederösterreich-Wien, confirming no capital shortfall with a Common Equity Tier 1 (CET1) ratio above 8%. The review, triggered by the bank's significant status due to assets exceeding EUR 30 billion, adjusted the CET1 ratio from 22.13% to 19.46%. The ECB will incorporate these results into the Supervisory Review and Evaluation Process.