The Dutch Authority for the Financial Markets has published its Agenda 2026, setting out plans to intensify supervision of digital operational resilience and the responsible use of artificial intelligence, alongside a strengthened approach to financial crime. The agenda highlights a particular focus on investment fraud and efforts to counter money laundering. On AI, the AFM points to risks from opaque algorithms, bias and misleading information, and plans more extensive oversight aimed at making AI use more explainable and controllable. Firms are asked to map their AI applications, strengthen model risk management and data quality, document decision logic and actively report incidents. For digital resilience, supervision of the Digital Operational Resilience Act will be stepped up with emphasis on incident management, outsourcing and resilience testing, reflecting concerns about cyber threats and concentration in large IT providers. On financial crime, the AFM plans coordinated action on investment fraud including cooperation with banks, enforcement against parties that facilitate fraud and targeted public awareness campaigns, while anti-money laundering supervision will be risk-focused and tied to clear, effective rules, including active involvement in new rulemaking by the European Anti-Money Laundering Authority.
Dutch Authority for the Financial Markets 2026-01-19
Dutch Authority for the Financial Markets sets 2026 supervision priorities on DORA cyber resilience responsible AI and financial crime
The Dutch Authority for the Financial Markets has released its Agenda 2026, emphasizing enhanced supervision of digital operational resilience, responsible artificial intelligence use, and financial crime prevention. Key initiatives include intensified oversight of AI risks, strengthened digital resilience under the Digital Operational Resilience Act, and coordinated actions against investment fraud and money laundering.