Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan reports April bank asset growth to KZT 71.3 trillion with NPL90+ at 4.1%

The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan published data showing Kazakhstan's banking sector expanded in April, with total assets rising 1.1% to KZT 71.3 trillion as the loan portfolio grew 0.9% to KZT 43.8 trillion. Lending to the economy increased 0.8% to KZT 40.6 trillion, driven mainly by household borrowing, while high liquid assets stood at KZT 20.4 trillion, or 28.5% of total assets. Retail lending rose 0.9% to KZT 25.3 trillion, including KZT 17.0 trillion of consumer loans and KZT 7.2 trillion of mortgages, while business lending increased 0.5% to KZT 15.3 trillion. Banks issued KZT 3.4 trillion of new loans in April, 0.6% more than in April 2025, and new business lending reached KZT 1.9 trillion, up 6.4% as new lending to SMEs increased 39.5%. Sector liabilities climbed 1.7% to KZT 60.3 trillion and resident deposits rose 1.1% to KZT 47.1 trillion, with household deposits up 1.4% to KZT 26.6 trillion and corporate deposits up 0.7% to KZT 20.5 trillion. The NPL90+ ratio stood at 4.1% of the loan portfolio, capital adequacy ratios were 20.1% for k1 and 20.9% for k2, and year to date net profit totaled KZT 796 billion, down 12.0% from the same period of 2025.