The Central Bank of the Republic of Kosovo released its March 2025 statistics for commercial banks, showing continued balance-sheet expansion alongside a month-on-month fall in average interest rates on loans and deposits. Commercial bank assets reached EUR 8.63bn at end-March 2025, up 2.41% from the previous month, mainly due to higher assets linked to financial instruments. Gross loans rose to EUR 6.12bn, an increase of EUR 214.79m or 3.64%, while new lending in March totalled EUR 343.44m and the average loan interest rate eased to 5.69% from 6.04% in February. Customer deposits increased to EUR 6.97bn, up EUR 83.25m or 1.21%, with time deposits accounting for 29.04% and households holding 66.53% (around EUR 4.64bn); new deposits were EUR 81.0m and the average deposit interest rate edged down to 2.98% from 2.99%. The interest rate margin (loans versus deposits) narrowed to 2.72% from 3.05%, the loan-to-deposit ratio was 87.80%, total capital stood at EUR 1.00bn, and loan provisions increased 1.64% to EUR 138.26m.
Central Bank of the Republic of Kosovo 2025-04-24
Central Bank of the Republic of Kosovo publishes March 2025 commercial bank statistics showing assets at EUR 8.63bn and gross loans at EUR 6.12bn
The Central Bank of the Republic of Kosovo reported a balance-sheet expansion for commercial banks in March 2025, with assets reaching EUR 8.63 billion, a 2.41% increase. Gross loans rose by 3.64% to EUR 6.12 billion, while customer deposits increased by 1.21% to EUR 6.97 billion. The average interest rates on loans and deposits fell to 5.69% and 2.98%, respectively, narrowing the interest rate margin to 2.72%.