The Taiwan Financial Services Commission published February 2025 operating statistics for credit cards, cash cards and electronic payment institutions in Taiwan, including volumes, balances, retail sales, write-offs and delinquency indicators. As of February 2025, Taiwan had 32 credit card issuers with 58.75 million effective cards and 39.19 million active cards; revolving credit stood at NT$112.8 billion and undue installment balances at NT$175.5 billion, while monthly retail sales were NT$395.3 billion and monthly write-offs NT$0.61 billion. The average delinquency ratio for credit cards (past due over three months) was 0.3%. For cash cards, 13 institutions reported 0.29 million effective cards, a loan balance of NT$10.3 billion, monthly write-offs of NT$19 million and an overall delinquency ratio of 1.149%. For electronic payments, there were nine specialized electronic payment institutions and 20 dual-status providers; stored value cards totaled 190.75 million effective cards with NT$15.28 billion in stored value, and electronic payment accounts had 31.36 million users with NT$16.66 billion in monthly funds collected or paid as agents, NT$16.45 billion in small-amount remittances and NT$19.02 billion in account balances.

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