The Bank of Korea’s Q1 2025 household credit statistics show total household credits outstanding rose by KRW 2.8 trillion during the quarter to KRW 1,928.7 trillion at end-March, reflecting a KRW 4.7 trillion increase in household loans to KRW 1,810.3 trillion and a KRW 1.9 trillion fall in merchandise credits to KRW 118.5 trillion.