The National Bank of Moldova (NBM) published remarks by Deputy Governor Tatiana Ivanicichina at a conference hosted by the Academy of Economic Studies of Moldova, where she linked financial-sector transformation and alignment with European Union standards to Moldova’s EU integration trajectory, macroeconomic stability and investor confidence. As concrete outcomes, she pointed to declining inflation and banking-sector soundness, noting an own funds ratio of 25.6% above the prudential minimum. She also highlighted payment-system modernisation through the MIA Instant Payments system, used by over 800,000 citizens and processing more than 12.5 million transactions in 2025, as well as Moldova’s accession to the Single Euro Payments Area (SEPA), which generated direct savings of EUR 1.4 million in the first month after launch. For 2026, the NBM plans to transpose into national legislation the EU measures in the CRD VI/CRR III package, which it described as ensuring equivalence with Basel III standards and strengthening bank resilience through capital requirements, risk regulation and corporate governance requirements.
National Bank of Moldova 2025-11-27
National Bank of Moldova deputy governor outlines EU financial integration results and 2026 CRD VI/CRR III transposition plan
The National Bank of Moldova's Deputy Governor Tatiana Ivanicichina emphasized the link between financial-sector transformation and EU integration, highlighting declining inflation and banking-sector soundness with an own funds ratio of 25.6%. She noted the modernization of the payment system via the MIA Instant Payments system and Moldova's accession to the Single Euro Payments Area, saving EUR 1.4 million in its first month. For 2026, the NBM plans to adopt EU CRD VI/CRR III measures to align with Basel III standards, enhancing bank resilience.