The New York State Department of Financial Services has entered into a consent order with Swedbank AB and its New York branch under which the bank will pay a USD 50 million penalty. The action resolves the department’s investigation into Swedbank’s compliance with New York Banking Law and its failure to cooperate fully with DFS requests for information linked to the Panama Papers review of institutions connected to Mossack Fonseca. DFS said Swedbank withheld critical information in response to two information requests issued over two years. According to the department, the bank did not disclose exposures beyond its New York branch, omitted the existence of European regulatory inquiries, and failed to provide information about its Baltic subsidiaries in Latvia, Lithuania and Estonia, including customer links to Mossack Fonseca. DFS also found that Swedbank gave the impression it would review those subsidiaries for responsive information, while intentionally excluding them from its production to avoid revealing connections to Mossack Fonseca and failing to disclose adverse findings by European regulators.