The Central Bank of Montenegro published a readout of Governor Irena Radovic’s meeting with Crnogorska Komercijalna Banka (CKB) leadership, covering the bank’s strategic plans and current financial-sector trends alongside the central bank’s regulatory work to align with the European Union acquis, including payment services digitisation and integration with European payment infrastructure. CKB management outlined plans to improve services and the user experience and to provide stronger support to small and medium-sized enterprises, while the meeting noted that the systemically important bank is operating stably. The discussion also emphasised the importance of Montenegrin banks joining SEPA and the related institutional and technical preparation for inclusion in a national instant payments system based on TIPS technology (TIPS Clone), with the Governor highlighting CKB’s expected role, including through continued cooperation with the central bank and OTP Group.