The United Nations Environment Programme Finance Initiative (UNEP FI) released the third progress report on the Principles for Responsible Banking (PRB), reporting that PRB signatories representing nearly half of global banking assets are increasingly embedding sustainability into strategy, governance and client relationships, and that this is associated with measurable financial advantages. Analysis by the MSCI Sustainability Institute found that 61% of PRB signatories lead their industry in managing financially material sustainability risks and opportunities, compared with 23% of non-PRB banks, and that PRB banks paid one percentage point less on average for equity and debt capital. The report also points to growing regulatory momentum for practices such as impact analysis and sustainability target-setting, citing UNEP FI analysis that regulators in eight of 12 Asia-Pacific jurisdictions are embedding sustainability more systematically into their mandates. It identifies uneven and slow progress overall, with signatories highlighting difficulty in gathering social and environmental data and a resulting need for more decision-useful corporate disclosures, alongside political and economic headwinds in some jurisdictions.