In opening remarks at a seminar on “Fintech in Micro States” organised by the San Marino Banking Association and the San Marino National Industry Association, the Central Bank of San Marino’s Director General Andrea Vivoli highlighted the benefits of an operating model based on partnerships between traditional banks and financial intermediaries and fintech operators. He reiterated the Central Bank of San Marino’s willingness to work with trade associations and financial operators to define an action plan to develop the fintech sector. Against a backdrop of increasing alignment with open banking and open finance principles, Vivoli pointed to key prerequisites for fintech development, including infrastructure such as fast and stable connections and secure, efficient and open information systems, as well as regulatory and institutional measures such as establishing regulatory sandboxes. The proposed action plan would draw on international experience and relevant best practices.