The European Banking Authority’s latest environmental, social and governance risk dashboard shows that EU and European Economic Area banks’ transition and physical climate risk indicators remained broadly stable in the second half of 2025. Climate-related data availability and quality continued to improve gradually, particularly for mortgage portfolio energy-efficiency assessments. The share of bank exposures to sectors that contribute highly to climate change remained at 62% between June and December 2025, with the most exposed countries and banks largely unchanged. Mortgage exposures were also broadly stable across energy-efficiency categories, although the share of highly energy-efficient mortgages rose slightly and exposures lacking energy performance information declined. Physical climate risk-sensitive exposures were unchanged in most jurisdictions, but country-level shares ranged from below 10% to above 55%, reflecting geographic, economic and methodological differences.
European Banking Authority2026-08-06
European Banking Authority finds stable bank climate risk exposures and improving data quality
The European Banking Authority found that EU and European Economic Area banks’ climate risk exposures remained broadly stable in the second half of 2025, with 62% of exposures linked to sectors that contribute highly to climate change. Climate-related data quality improved gradually, particularly for mortgage energy-efficiency assessments.