Federal Deposit Insurance Corporation publishes list of state nonmember banks evaluated for Community Reinvestment Act compliance with November 2025 ratings

The Federal Deposit Insurance Corporation (FDIC) issued its list of state nonmember banks recently evaluated for compliance with the Community Reinvestment Act (CRA), covering the evaluation ratings assigned in November 2025. The CRA requires the FDIC to assess a bank’s record of meeting the credit needs of its entire community, including low- and moderate-income neighborhoods, consistent with safe and sound operations. The release notes that Congress, through the Financial Institutions Reform, Recovery, and Enforcement Act of 1989, mandated public disclosure of the CRA evaluation and rating for each bank or thrift examined on or after July 1, 1990, and points to both a consolidated list of state nonmember bank evaluations made public since that date and access to individual bank CRA evaluations via the bank or the FDIC’s Public Information Center.