The National Bank of the Republic of Tajikistan (NBT) held an expanded meeting to review the banking system’s results in 2025 and set tasks for the first half of 2026, instructing financial credit institutions to accelerate digital banking and non-cash payments while strengthening controls over credit quality, foreign exchange operations, and cyber and fraud risks. NBT linked its 2025 work to a balanced monetary and credit policy aimed at stabilising the exchange rate and maintaining low inflation, and highlighted policy priorities around digitisation and expanding cashless payments. Banks and other sector bodies were directed to take measures to reduce non-performing loans, upgrade software and conduct a comprehensive audit of the information technology function, increase income-generating assets, ensure information security, and prevent fraud and cyber attacks. Further operational priorities included strengthening internal control and risk management, bolstering capital and attracting more investment and foreign capital, growing deposits, expanding lending to priority sectors including productive entrepreneurship, improving mechanisms for mortgage lending, expanding non-cash payment infrastructure across regions, and ensuring timely handling of customer applications and complaints.