The Financial System Supervisory Authority of Bolivia published a July 2025 snapshot of the national financial system, reporting a record number of bank accounts and wider geographic coverage of financial service points, alongside updated deposits, credit, profitability and capital metrics. It recorded an increase of 1.6 million bank accounts over the last 12 months and said 97.1% of municipalities have at least one financial service point. Public deposits totalled BOB 223.936bn, up 1% versus July 2024, while the credit portfolio reached BOB 226.737bn, up 4.1%. System profits were BOB 1.431bn, with around 80% attributed to lending; ASFI noted that, under its requirements applied over the past ten years, financial institutions have capitalised at least 50% of profits, taking system equity to BOB 27.173bn and keeping the capital adequacy ratio at 14.6% versus the 10% legal minimum. Between 2009 and July 2025, ASFI reported that system equity tripled and the credit portfolio increased almost fivefold. ASFI projected that municipal coverage of financial services will reach 100% by the end of 2025.
Financial System Supervisory Authority of Bolivia 2025-08-20
Financial System Supervisory Authority of Bolivia reports record growth in bank accounts and a 14.6% capital adequacy ratio
The Financial System Supervisory Authority of Bolivia reported a record increase of 1.6 million bank accounts over the past year, with 97.1% of municipalities now having at least one financial service point. Public deposits rose to BOB 223.936bn, and the credit portfolio reached BOB 226.737bn, contributing to system profits of BOB 1.431bn. ASFI highlighted that financial institutions have capitalised at least 50% of profits, maintaining a capital adequacy ratio of 14.6% against a 10% minimum.