Egypt’s Financial Regulatory Authority has published its annual report on private insurance funds for 2025, showing growth in assets, investments and contributions. Total assets reached EGP 238.2 billion at the end of 2025, up 21.7% from 2024, while investments increased 25.5% to EGP 210.9 billion. The sector comprised 665 active funds, down from 671 a year earlier, with approximately 4.21 million members. Contributions, including contributions from sponsoring entities, rose 25.1% to EGP 23.4 billion. Insurance benefits paid to members increased 11.7% to EGP 20 billion, with retirement benefits accounting for the largest share at EGP 13.45 billion. Net investment income grew 28.9% to EGP 40.6 billion, compared with EGP 31.4 billion in 2024. Investments were concentrated in government debt and banking instruments. Government-guaranteed securities accounted for EGP 88.27 billion, while deposits, savings certificates and investment accounts totaled EGP 88.05 billion. Fixed income investment funds held EGP 11.49 billion and shares listed on the Egyptian Exchange accounted for EGP 4.46 billion. Financial Regulatory Authority Chairman Islam Azzam emphasized the need to strengthen fund supervision, governance and investment management under the Unified Insurance Law of 2024, balancing growth in members’ funds with the ability to pay benefits.
Egypt’s Financial Regulatory Authority reports private insurance fund assets rose 21.7% to EGP 238.2 billion in 2025
Egypt’s Financial Regulatory Authority’s annual report on private insurance funds shows assets increased 21.7% to EGP 238.2 billion in 2025, while investments rose 25.5% to EGP 210.9 billion. Contributions reached EGP 23.4 billion and benefit payments totaled EGP 20 billion across a sector serving approximately 4.21 million members. Investments remained concentrated in government debt and banking instruments, while Chairman Islam Azzam emphasized stronger supervision, governance and investment management.