The Hong Kong Mandatory Provident Fund Schemes Authority (MPFA) has raised concerns about suspected cases of forging or using false documents to illegally obtain early Mandatory Provident Fund (MPF) withdrawals, including on the grounds of terminal illness or total incapacity, and said it is providing full support to facilitate the Police investigation. It noted this is the first time suspected forgery or use of false documents has been identified in applications for early MPF withdrawal on the grounds of terminal illness. The MPFA is liaising with the Police and MPF trustees to follow up on suspicious cases, and reminded scheme members that forging or using a false instrument is an offence under the Crimes Ordinance, carrying a maximum penalty of 14 years’ imprisonment on conviction. Trustees have been reminded to maintain effective gatekeeping when assessing early-withdrawal applications and verifying supporting documents, and are required to report suspicious cases to the Police and notify the MPFA.
Hong Kong Mandatory Provident Fund Schemes Authority 2025-10-16
Hong Kong Mandatory Provident Fund Schemes Authority backs Police probe and warns members against forged documents for early MPF withdrawals
The Hong Kong Mandatory Provident Fund Schemes Authority (MPFA) has identified suspected forgery or use of false documents for illegal early MPF withdrawals, marking the first occurrence for terminal illness claims. The MPFA is collaborating with the Police and trustees to address these cases and has reminded trustees of their duty to report suspicious activities and ensure rigorous document verification. Forging or using false instruments is a criminal offence under the Crimes Ordinance, with penalties of up to 14 years’ imprisonment.