The National Association of Insurance Commissioners has published its committees’ strategies for implementing key initiatives and charges for 2025, to be led by the Executive Committee and standing committee leadership. The work programme prioritizes market issues including the growing consumer and industry impacts of severe weather, building on the National Climate Resilience Strategy for Insurance adopted in 2024 and an emphasis on pre-disaster mitigation linked to potential premium reductions. Planned 2025 initiatives include developing cybersecurity incident and market-disruption frameworks to assess the impacts of insurance cybersecurity events and improve coordination among state insurance departments. Committees will continue amending the Privacy of Consumer Financial and Health Information Regulation (Model #672), with a full draft to be released for public comment, and will develop training on enhanced annuity standards to support compliance and accountability. Other priorities include monitoring implementation of the Aggregation Method as a group capital approach for Internationally Active Insurance Groups, examining small group health insurance market issues such as prescription drug coverage, Medicare Advantage marketing and prior approval, and modernizing risk-based capital formulas.

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