The United States Office of the Comptroller of the Currency (OCC) published its Quarterly Report on Bank Trading and Derivatives Activities for the fourth quarter of 2024, reporting USD 14.8bn in cumulative trading revenue for U.S. commercial banks and savings associations. Trading revenue was down USD 1.8bn (10.6%) from the previous quarter and up USD 3.1bn (26.7%) from a year earlier. As of the end of the fourth quarter, 1,202 insured U.S. national and state commercial banks and savings associations held derivatives, with four large banks accounting for 86.5% of total industry notional amounts. Total derivative notionals fell by USD 32.2tn (14.7%) to USD 186.5tn, remaining concentrated in interest rate products at USD 125.9tn (67.5% of total notionals). Initial credit exposure from derivatives before netting decreased versus the third quarter, while net current credit exposure rose USD 33bn (14.1%) to USD 270bn.