Sweden’s Financial Supervisory Authority published a consumer alert warning that fraudsters continue to target consumers using a wider range of tactics, and that it has issued warnings against 148 actors so far in 2025. During the third quarter, the authority highlighted recurring approaches including fake loan offers and other schemes that entice consumers to pay an upfront fee in exchange for promises of quick money or loans without credit checks, after which the scammers disappear. It also described the growing use of so-called “recovery rooms”, where criminals contact people who have already lost money in a scam while posing as a bank or authority and offering to help recover funds, and reported a summer escalation in “pump and dump” scams conducted via social media chat groups that build trust with small gains before promoting a “hot” tip and selling into the price rise. The warning list is updated continuously on fi.se and is also published in IOSCO’s international database, with the authority noting that scammers often change names, websites and identities.