The Austria Financial Market Authority published its 2025 annual report, saying Austria's financial sector remained stable, profitable and well capitalised despite geopolitical instability, global uncertainty and technological disruption. Against that backdrop, it urged supervised firms to keep building capital, use conservative valuations, maintain adequate provisions, reduce problem loans quickly and direct current profits into digitalisation, efficiency and cybersecurity, while staying prepared for international shocks and domestic risks including in real estate. The report also covers the first year of crypto market supervision under the Markets in Crypto-Assets Regulation and includes first reporting data on FMA-licensed crypto-asset service providers. It notes that the Digital Operational Resilience Act became applicable in 2025, giving more transparency over cyber and digital risks, and identifies artificial intelligence as a 2026 supervisory focus after an FMA survey found pilot projects and testing in fraud prevention, identification processes, anti-money laundering and claims handling.
Austria Financial Market Authority2026-06-02
Austria Financial Market Authority publishes 2025 annual report urging firms to build capital and invest in cyber resilience
The Austria Financial Market Authority’s 2025 annual report finds the financial sector stable, profitable and well capitalised, and urges firms to strengthen capital, adopt conservative valuations, maintain provisions, reduce problem loans and invest profits in digitalisation, efficiency and cybersecurity while preparing for external shocks and real estate risks. It details the first year of Markets in Crypto-Assets Regulation supervision, initial data on licensed crypto-asset service providers, notes application of the Digital Operational Resilience Act in 2025, and highlights artificial intelligence as a 2026 supervisory focus after pilots in fraud prevention, identification, anti-money laundering and claims handling.