At the First Ibero-American Health Congress, Argentina Superintendent of Insurance Guillermo Plate discussed how insurers can develop complementary health products under the framework introduced by Resolution 258/2026. The measure removed a restriction dating from 2008 and allows insurers to offer coverage with health care services, expanding available options without creating or replacing the existing health system. Plate emphasized that product development must reflect the insurance model, including minimum capital, technical reserves and other required financial ratios. Policies should clearly define covered risks, benefits, limits and exclusions, while insurers must maintain sufficient financial backing to meet their contractual commitments. He also identified taxation, reserve treatment and capital requirements as relevant considerations when designing the new coverage.
Argentina Superintendency of Insurance emphasizes solvency safeguards for complementary health coverage
Argentina Superintendent of Insurance Guillermo Plate reviewed the framework allowing insurers to offer complementary coverage with health care services. He emphasized that new products must meet capital, reserve and other solvency requirements, with policies clearly defining benefits, limits and exclusions.