The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan published supervisory statistics on organisations conducting microfinance activities, showing sector assets grew 5.2% in Q1 2025 to KZT 3.2 trillion as of 1 April 2025, driven by expansion in the loan portfolio. The share of loans overdue by more than 90 days (NPL 90+) rose to 5.2% as of 1 April 2025 from 4.6% at 1 January 2025. Microfinance organisations accounted for the largest share of assets at KZT 1.8 trillion (57.4%), followed by credit partnerships at KZT 0.9 trillion (29.4%) and pawnshops at KZT 0.4 trillion (13.2%). The loan portfolio increased 3.2% in Q1 2025 to KZT 2.8 trillion, with microcredits to individuals cited as the main driver; in the microcredit mix, 59.0% related to business entities and 41.0% to the population. Lending to business entities grew 3.9% to KZT 1.7 trillion, while lending to the population rose 3.4% to KZT 1.2 trillion, attributed mainly to growth in pawnshop microcredits. Liabilities rose 5.3% in Q1 2025 to KZT 2.1 trillion, with borrowed funds representing 66.8% of total liabilities (KZT 1.4 trillion). Equity increased 5.1% to KZT 1.1 trillion, mainly reflecting higher retained earnings.
Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan 2025-06-02
Kazakhstan Agency for Regulation and Development of the Financial Market reports microfinance sector assets up 5.2% to KZT 3.2 trillion and NPL 90+ at 5.2%
The Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan reported a 5.2% growth in microfinance sector assets in Q1 2025, reaching KZT 3.2 trillion, driven by loan portfolio expansion. Non-performing loans over 90 days increased to 5.2% from 4.6% at the start of the year. Microfinance organisations held the largest asset share, with significant growth in microcredits to individuals and business entities.