The Federal Deposit Insurance Corporation amended its Guidelines for Appeals of Material Supervisory Determinations by replacing the existing Supervision Appeals Review Committee with a new, standalone Office of Supervisory Appeals. The Office will act as the final level of review for material supervisory determinations made by the FDIC. The changes apply to all FDIC-supervised financial institutions. Appeals may be filed with the Office after review by the relevant Division Director, and the Office will be independent from the divisions that make the underlying supervisory determinations. Review panels will be staffed by officials with direct supervisory-process experience and may include former government officials, former bankers, and other former industry professionals, with each panel including at least one official with bank supervisory experience and at least one with industry experience; confidentiality and conflict-of-interest requirements will apply. The Office will make an independent determination without deferring to either party’s judgments, subject to the reasonableness of and support for the positions advanced, and the amendments also expand appeal rights in certain cases where an enforcement action is proposed or pending. The FDIC will notify institutions once the Office of Supervisory Appeals is operational.
Federal Deposit Insurance Corporation 2026-01-22
Federal Deposit Insurance Corporation replaces the Supervision Appeals Review Committee with an independent Office of Supervisory Appeals and broadens appeal rights
The Federal Deposit Insurance Corporation has revised its Guidelines for Appeals of Material Supervisory Determinations by establishing a new Office of Supervisory Appeals, serving as the final review authority for FDIC-supervised institutions. This independent office will handle appeals post-Division Director review, staffed by experienced officials, and will expand appeal rights in cases involving proposed or pending enforcement actions.