The Taiwan Financial Services Commission published end-April 2025 asset-quality statistics for 38 domestic banks, showing the sector’s average non-performing loan (NPL) ratio remained at 0.16% from the prior month while overall lending continued to expand. Total outstanding loans rose by TWD 33 billion month on month to TWD 43.27 trillion (USD 1,351 billion). Aggregate NPLs were unchanged at TWD 68.59 billion (USD 2.14 billion), and the average NPL ratio was 0.01 percentage points lower than the same month last year. The coverage ratio of allowances for NPLs increased by 0.59 percentage points to 846.54%. The FSC indicated it will continue to require banks to take measures on an ongoing basis to improve asset quality and financial structure.
Taiwan Financial Services Commission 2025-06-05
Taiwan Financial Services Commission reports domestic banks’ NPL ratio unchanged at 0.16% and coverage ratio rising to 846.54%
The Taiwan Financial Services Commission reported that the average non-performing loan (NPL) ratio for 38 domestic banks remained at 0.16% in April 2025, with total outstanding loans increasing by TWD 33 billion to TWD 43.27 trillion. Aggregate NPLs were stable at TWD 68.59 billion, while the coverage ratio for NPL allowances rose to 846.54%. The FSC will continue to mandate banks to enhance asset quality and financial structure.