The National Credit Union Administration has released first quarter 2026 performance data for federally insured credit unions, showing that total assets rose USD 117 billion, or 4.9 percent, over the year to USD 2.48 trillion and total loans outstanding increased USD 76 billion, or 4.6 percent, to USD 1.73 trillion. Net income totaled USD 20.4 billion at an annual rate through the first quarter, up USD 4.8 billion, or 30.5 percent, from the same period in 2025. Membership reached 145.8 million after an increase of 2.5 million members over the year. The average outstanding loan balance increased USD 858, or 4.6 percent, to USD 19,557, while the loan to share ratio edged down to 81.5 percent from 81.8 percent a year earlier. The number of federally insured credit unions fell to 4,250 from 4,411, including 2,672 federal credit unions and 1,578 federally insured state-chartered credit unions. The agency also noted that quarterly summaries, detailed financial data, trend graphics, and a spreadsheet of all federally insured credit unions that filed a call report as of March 31, 2026 are available in its Credit Union Analysis section.
National Credit Union Administration2026-06-09
National Credit Union Administration releases first quarter 2026 credit union data showing assets at USD 2.48 trillion and net income up 30.5 percent
The National Credit Union Administration reported first quarter 2026 data showing total assets of federally insured credit unions rose 4.9 percent year-on-year to USD 2.48 trillion and total loans increased 4.6 percent to USD 1.73 trillion, while net income grew 30.5 percent to USD 20.4 billion. Membership reached 145.8 million, the average outstanding loan balance rose 4.6 percent to USD 19,557, the loan-to-share ratio eased to 81.5 percent, and the number of federally insured credit unions declined to 4,250.