The Office of the Comptroller of the Currency (OCC) published the economic and financial market scenarios that covered institutions must use in upcoming 2026 Dodd-Frank Act company-run stress tests. The release includes both baseline and severely adverse supervisory scenarios, and is intended to generate forward-looking information that supports supervision, including assessment of a covered institution’s risk profile and capital adequacy. Covered institutions are required to apply the OCC’s scenarios when conducting their stress tests, with the resulting outputs used by the OCC for supervisory purposes. The OCC reiterated that the requirement to conduct periodic stress tests is set out in section 165(i)(2) of the Dodd-Frank Act, as amended by the Economic Growth, Regulatory Relief, and Consumer Protection Act, and applies to certain financial companies including certain national banks and federal savings associations; scenario materials and background information are available on the OCC’s Dodd-Frank Act Stress Test (Company Run) page.
Office of the Comptroller of the Currency 2026-02-12
US Office of the Comptroller of the Currency releases baseline and severely adverse scenarios for 2026 Dodd-Frank Act stress tests
The Office of the Comptroller of the Currency (OCC) released economic and financial market scenarios for the 2026 Dodd-Frank Act company-run stress tests. These scenarios, including baseline and severely adverse conditions, assess covered institutions' risk profiles and capital adequacy. The OCC emphasized the requirement for periodic stress tests under section 165(i)(2) of the Dodd-Frank Act, applicable to certain financial companies.