Dutch Authority for the Financial Markets reports retail investment in crypto-based products has risen to nearly one in ten investors

The Dutch Authority for the Financial Markets published findings from its Consumer Monitor Investors showing a sharp increase in retail investment in products that use crypto as the underlying asset. Around one in ten surveyed investors reported investing in such crypto-based investment products in 2025, up from one in 100 in 2022, and the AFM reiterated that these products are higher risk and may not fit every consumer’s financial situation. The AFM described these as financial products that track crypto prices or use crypto as a basis, including crypto trackers such as ETFs. It highlighted risks including difficulty in valuing crypto investments and frequent high volatility, and advised consumers to invest only money they can afford to lose and to rely on trustworthy sources. The survey also found that just over one fifth of investors held crypto alongside their investments, broadly in line with previous years, while investment funds and shares remain the most common choices, with about half of respondents investing in them. The AFM will participate in the BeleggersFair on 7 November in Amsterdam during the national Week of the Investor to provide consumer information on prudent investing.