The Philippines Insurance Commission reported collecting PHP 87.72 million in fines and penalties in 2025, up 86.21% from 2024, following intensified enforcement and oversight of regulated entities. The increase accompanied continued expansion across the insurance, pre-need and health maintenance organization sectors. Insurance industry total assets rose 7.93%, while invested assets increased 8.01%. Total assets grew 8.19% in the pre-need industry and 17.34% in the health maintenance organization sector. Premium collections and product sales surpassed PHP 502 billion.