The National Bank of Bulgaria’s Governing Council issued Octis Pay Ltd with a licence to operate as a payment institution under Article 12(1) of the Payment Services and Payment Systems Act after confirming the application met the licensing conditions in Article 10 and the relevant requirements of National Bank of Bulgaria Ordinance No. 16 of 29 March 2018, authorising the firm to provide payment initiation services and account information services under Article 4(7) and (8) of the Act.