The Superintendency of Banks of Panama (SBP) published its Banking Activity Report (IAB) with results through April 2025, reporting higher deposits across the International Banking Center (CBI) and highlighting liquidity and capital ratios that remain well above regulatory minimums. CBI deposits rose 5.4% year on year to USD 112,486 million, while external deposits increased 8.1%. In the National Banking System (SBN), deposits totalled USD 98,359 million, up 4.5%, driven by growth in the retail segment (7.7%) and a notable increase in term instruments. SBN local gross lending reached USD 64,511 million, a 4.8% increase, led by commerce (8.5%) and personal consumption (4.4%), while livestock, fishing and construction contracted. CBI net assets totalled USD 158,403 million, up 6.5%, supported by a USD 8,351 million expansion in net lending (9.3%) and a 2.2% rise in investments; the liquidity ratio stood at 55.94% and the Capital Adequacy Index (IAC) at 15.71%. SBP indicated the full report is available on its website in the Finance and Statistics section.
Superintendencia de Bancos de Panama 2025-05-27
Panama's Superintendency of Banks Banking Activity Report shows International Banking Center deposits up 5.4% to USD 112,486m
The Superintendency of Banks of Panama published its Banking Activity Report, noting a 5.4% increase in International Banking Center deposits to USD 112,486 million and a 4.5% rise in National Banking System deposits to USD 98,359 million. Liquidity and capital ratios remain above regulatory minimums, with the liquidity ratio at 55.94% and the Capital Adequacy Index at 15.71%. The report highlights growth in retail deposits and lending, despite contractions in sectors like livestock and construction.