The Bank of Korea’s Q2 2025 household credit statistics show total household credit outstanding increased by KRW 24.6 trillion during the quarter to KRW 1,952.8 trillion as of end-June, comprising KRW 1,832.6 trillion of household loans (up KRW 23.1 trillion) and KRW 120.2 trillion of merchandise credits (up KRW 1.4 trillion).