The National Bank of Moldova published the transcript of an episode of its “Sense of Money” podcast, in which Governor Anca Dragu and Moldova State University rector Igor Șarov discussed the central bank’s financial education initiatives and how these feed into the Financial Inclusion Strategy whose concept has been approved and is at the public consultation stage. The bank frames the podcast as a citizen financial education product and notes that opinions expressed do not represent the official position of the National Bank of Moldova. The discussion links “financial inclusion” to access and use of core services such as accounts, payments, savings and credit, and argues that improved financial literacy is a prerequisite for broader inclusion. Work is underway on a set of quantitative and qualitative indicators to track progress, including the number of opened accounts, savings accounts and deposits, and credit uptake by region, with an emphasis on urban-rural gaps; the National Bank of Moldova is working with the World Bank on the strategy. The episode also highlights delivery channels for financial education, including a National Financial Education Program developed with 16 public institutions and NGOs, school outreach and teacher engagement, and partnerships with higher education. Examples cited include an optional university course offered across faculties, participation in a “School of Modern Finance” programme in Romania, and expansion of that programme to journalism students to strengthen the translation of public policy and central bank decisions for the general public. Next steps referenced include continuing the public consultation process on the Financial Inclusion Strategy while finalising the measurement framework, and further iterations of the “School of Modern Finance” based on participant feedback. The episode also notes a broader curriculum reform process in Moldova scheduled to conclude in 2027, within which financial education has so far been delivered as an optional subject.
National Bank of Moldova 2025-09-27
National Bank of Moldova podcast sets out financial education programme and work on a Financial Inclusion Strategy under public consultation
The National Bank of Moldova released a podcast transcript with Governor Anca Dragu and Moldova State University rector Igor Șarov discussing financial education initiatives linked to the Financial Inclusion Strategy, in public consultation. Developed with the World Bank, the strategy aims to enhance financial literacy and track progress, focusing on urban-rural disparities. The podcast highlights educational delivery channels, including a National Financial Education Program and partnerships with educational institutions.