The National Bank of Moldova has announced the entry into force of a national standard for developing Open Banking, establishing a unified and secure technical framework that allows bank accounts to be connected to external financial applications with user consent and supports interaction between payment service providers and FinTech solution providers. Aligned with the European Union’s Second Payment Services Directive (PSD2), the standard requires Moldova’s 15 licensed payment service providers, including banks and non-banks, to provide authorised third parties with dedicated technical interfaces (APIs) under regulated and secure conditions. With explicit user consent, Open Banking functionality can support services such as viewing accounts held at different institutions within a single application and initiating payments directly from third-party applications.
National Bank of Moldova 2026-03-20
National Bank of Moldova brings Open Banking national standard into force aligned to PSD2 and requiring secure APIs from 15 licensed payment service providers
The National Bank of Moldova has implemented a national Open Banking standard, creating a secure framework for connecting bank accounts to external financial applications with user consent. Aligned with the EU's Second Payment Services Directive (PSD2), it mandates Moldova's 15 licensed payment service providers to offer authorised third parties regulated APIs. Open Banking will enable services like consolidated account viewing and direct payment initiation from third-party apps.